Australian Domestic Travel Insurance for Ski and Snowboarding Holidays
Ski'n Save strongly recommends Travel Insurance to help protect you against loss of personal belongings, public liability and cancellation fees. Please refer to your policy inclusions for details of coverage.
Did you know that taking out travel insurance at the time of payment on your holiday package will cover you should you be unable to travel prior to your departure due to certain unforeseen circumstances outside of your control?
TOP QUESTIONS FREQUENTLY ASKED ABOUT TRAVEL INSURANCE:
Do I really need travel insurance?
There are many things to consider when travelling to the snow including tickets, accommodation, and what to pack. While travel can be an exciting prospect, there can be situations where things may go wrong and travellers find themselves needing urgent medical assistance, help with replacing lost luggage and/or assistance with making an urgent trip home. This is where Travel Insurance can help - along with providing peace of mind for travellers who may find themselves in any of these situations. Travellers should thoroughly read the policy before they purchase travel insurance to ensure it meets all their requirements and provides the appropriate level of cover.
My credit card is offering me free cover – why should I pay for travel insurance?
Carefully read the fine print when you see advertisements offering free travel insurance when you pay for the trip with your credit or charge card. This is not always comprehensive travel insurance that you are being offered. Insurance will usually be provided to the individual cardholder and will cover any immediate family if they were travelling together, if their travel itinerary is identical or, in some cases, if it is very similar. It is not safe to assume that the cover is deluxe quality and comprehensive because it is attached to a premium card.
What is ‘Cancellation’ cover?
Cancellation Cover applies to lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control.
There is provision to claim for cancellation of your trip for a variety of reasons including becoming redundant, being called for jury duty or the death of a close relative, sickness, accidents, and natural disasters. However if you merely change your mind about your trip, there is no cover.
A travel insurance policy should provide cover for the entire duration of the trip. But it may be a good idea to consider adding a couple of extra days to the policy so that cover is available if there are delays or cancellations, or if travel plans are changed.